Privacy Policy

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Aspire Insurance Group, LLC DBA: Risk Pros Insurance

Effective Date: June 3, 2025

Aspire Insurance Group, LLC, doing business as Risk Pros Insurance ("Risk Pros Insurance," "we," "us," or "our"), is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and protect the information we obtain through our website, located at www.myriskpros.com, and in connection with the insurance services we provide.

Our Address: 341 S 3rd St, Suite 100-D, Columbus OH, 43215

SMS DISCLAIRMER: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. The above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

1. Information We Collect

We may collect various types of information from and about you, including:

Personal Information: This includes information that can be used to identify you individually, such as your name, postal address, email address, telephone number, date of birth, Social Security number (if required for insurance applications), driver's license number, financial information (e.g., bank account details for payments), and health information (if relevant to an insurance product).
Demographic Information: Such as your age, gender, and occupation.
Insurance-Related Information: Information necessary to provide insurance quotes, policies, and services, including policy numbers, coverage details, claims history, and other underwriting information.
Website Usage Information: We may automatically collect information about your interactions with our website, including your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits. This information helps us improve our website and services.
Information from Third Parties: We may obtain information about you from third parties, such as consumer reporting agencies, public records, and other entities involved in the insurance process (e.g., insurance carriers, claims adjusters).

2. How We Collect Information

We collect information in several ways:

Directly from You: When you fill out forms on our website, apply for a quote, purchase a policy, communicate with us via email or phone, or otherwise interact with us.
Through Our Website: Using cookies, web beacons, and similar technologies to collect website usage information.
From Third Parties: As described above, to facilitate the insurance process and comply with legal obligations.

3. How We Use Your Information

We use the information we collect for various purposes, including:

Providing Insurance Services: To provide you with insurance quotes, process applications, issue policies, administer your accounts, and assist with claims.
Communication: To communicate with you about your insurance policies, services, updates, and promotional offers (with your consent where required).
Improving Our Services: To understand how our website is used, analyze trends, and improve our website and services.
Marketing and Advertising: To send you relevant marketing and promotional materials, including information about our products and services that may be of interest to you. You can opt out of marketing communications at any time.
Compliance and Legal Obligations: To comply with applicable laws, regulations, legal processes, and governmental requests.
Fraud Prevention and Security: To protect against and prevent fraud, unauthorized transactions, claims, and other liabilities, and to manage risk exposure.

4. Disclosure of Your Information

We may disclose your information to the following categories of recipients:

Insurance Carriers and Underwriters: To obtain quotes, bind policies, and administer insurance coverage.
Service Providers: Third-party vendors and service providers who perform functions on our behalf, such as payment processing, data analytics, website hosting, and marketing services. These providers are obligated to protect your information and only use it for the purposes for which we disclose it to them.
Business Partners: With your consent, we may share information with business partners whose products or services may be of interest to you.
Legal and Regulatory Authorities: When required by law or to respond to valid legal processes, such as subpoenas, court orders, or government requests.
Affiliates: To our affiliated companies for business purposes, including marketing and internal administration.
In Connection with a Business Transfer: In the event of a merger, acquisition, reorganization, sale of assets, or bankruptcy, your information may be transferred as part of that transaction.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies (like web beacons and pixels) to track the activity on our website and hold certain information.

Cookies: Small data files placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.
Web Beacons (Pixel Tags): Small graphic files that allow us to count users who have visited certain pages or opened emails and for other related website statistics.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

7. Your Choices and Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

Access: The right to request access to the personal information we hold about you.
Correction: The right to request correction of inaccurate or incomplete personal information.
Deletion: The right to request deletion of your personal information, subject to certain exceptions.
Opt-Out of Marketing Communications: You can opt-out of receiving marketing emails from us by following the unsubscribe instructions provided in those emails.
Do Not Track: Our website does not currently respond to "Do Not Track" signals.

To exercise any of these rights, please contact us using the contact information provided below.

8. Third-Party Websites

Our website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13 without parental consent, we will take steps to remove that information from our servers.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page with a revised "Effective Date." We encourage you to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Aspire Insurance Group, LLC DBA: Risk Pros Insurance 341 S 3rd St, Suite 100-D, Columbus OH, 43215

Email: info@myriskpros.com Phone: 614-647-9644